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Personal Insurance

Burglary Insurance

The Burglary policy provides indemnity against loss or damage to property following forcible or violent entry or exit from the insured premises or through hold-up. Have peace of mind knowing that you have taken all measures to protect your valuable business assets.

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Domestic Package

NCBA’s Domestic Package Insurance providers offer competitive, tailor-made and affordable packages that help protect your investment, and you, in case of accidents or theft.

Covers

  • Building
  • All contents
  • All risks (Portable items
  • Workers Injury Benefits
  • Owner or personal liability

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Car Insurance

Our car insurance is designed to protect you, your assets, passengers, and property in the event of a collision, theft, or natural disaster. We offer great insurance coverage options, benefits, competitive prices, easy application and claims journey.

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Bond Insurance

This insurance policy guarantees the repayment of the principal and all associated interest payments to the bond holders in the event of default. Also known as Financial Guarantee Insurance, it is a type of insurance which guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the issuer of the bond or security.

Covers

  • Performance bonds
  • Supply bonds /
  • Trade Credit
  • Maintenance bonds
  • Construction bonds
  • Contractor bonds
  • Utility bonds
  • Court bonds
  • Probate bonds
Credit Life

This insurance solution covers you in the event of death, disability, or retrenchment that may prevent you from earning income to service the debt. It covers monthly loan payments and protects you from defaulting on the loan.

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Mortgage Protection

An affordable solution that gives your dependants peace of mind in the unfortunate event of your death or disability as a policyholder. This insurance covers the outstanding loan balance of your mortgage.

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Individual Medical Insurance

NCBA medical insurance protects you from high medical costs arising from emergencies for you and your dependents. No one plans to get sick or hurt, but most people need medical care at some point, which can be costly. Rest easy knowing we’ve got it covered.

Covers

  • Inpatient and Outpatient expenses
  • Maternity
  • Dental expenses
  • Optical expenses
  • Extra benefits for Funeral and Personal accident cover can be arranged
Personal Accident

Protect yourself or your loved ones financially in the event that you suffer an accident or disability. This cover may insure against death, permanent disability, temporary loss of income and medical expenses arising from an accident.

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Life Insurance

Rest easy knowing that your family is protected in the unfortunate event of your death or disability, minimising your dependent’s financial worries and burden. Our life insurance benefits include Waiver of Premium, Permanent Total Disability, Critical Illness, and Funeral expenses.

Covers

  • Term life
  • Insurance such as education policies
  • Whole life Policy
  • Endowment plans
  • Unit Linked
  • Insurance Plans
  • Money Back Policy
Travel Insurance

Go wherever you wish with the knowledge that our travel insurance offers a comprehensive, worldwide cover that insures you against risks related to travel for you and your entourage.

Covers

  • Medical expenses including optical, dental and follow-up treatment
  • Emergency evacuation
  • Trip cancellation or interruption
  • Accidental death
  • Injury or disablement benefit
  • Repatriation of mortal remains
  • Burial expenses
  • Loss, theft or damage to personal possessions, travel documents and money
  • Loss of, or delayed baggage
  • Legal assistance abroad
  • Personal liability
  • Hijackings

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